Sunday, January 4, 2009

Health Insurance

You need it.

Don't gamble.

There are a few ways of going about getting health insurance. Some freelancers that I know get "catastrophe" insurance. It's fairly cheap... and doesn't cover much of anything unless you have a BIG problem. For example if you end up in the hospital with something terribly wrong... after a certain amount of money is spent, your insurance kicks in. 

If you join the Graphic Artists guild, you can get an insurance plan at a group rate. 

Check out this site.. it has a section on health insurance and some other articles that you will find informative about the business of freelancing.

Bottom line: If you are freelancing now and don't have insurance get it now BEFORE you need it... and then it might be too late.

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